Intercorp Credit Union

At InterCorp Credit Union, we offer the MasterCard® Classic, MasterCard® Gold, MasterCard® Gold and the MasterCard® Platinum credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a InterCorp Credit Union MasterCard® Card.

You'll enjoy the following benefits:

No annual fee
25-day grace period
No transaction fee on cash advances from your credit union (interest accrues from the day of the advance)

Click here to view your account information or to make a payment. Click here to report a lost or stolen InterCorp Credit Union MasterCard® Classic, MasterCard® Gold, or MasterCard® Platinum credit card or click here for the credit card payoff calculator. Click here to apply.

InterCorp Credit Union Credit Card Disclosure
Interest Rates and Interest Charges
	Classic	Gold	Platinum
Annual Percentage Rate (APR) for Purchases when you open your account based on your creditworthiness.	10.5%	10.5%	9.9%
APR for Balance Transfers	10.5%	10.5%	9.9%
APR for Cash Advances	10.5%	10.5%	9.9%
Penalty APR	NONE	NONE	NONE
How to Avoid Paying Interest on Purchases	Your due date is 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
Minimum Interest Charge	NONE	NONE	NONE
For Credit Card Tips from the Consumer Financial Protection Bureau	To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
	Classic	Gold	Platinum
Annual Fee	NONE	NONE	NONE
Transaction Fees
Balance Transfer	NONE	NONE	NONE
Cash Advance	NONE	NONE	NONE
Foreign Transaction	1% of the converted transaction amount	1% of the converted transaction amount	1% of the converted transaction amount
Penalty Fees
Late Payment	Greater of $25 or 5% of Payment	Greater of $25 or 5% of Payment	Greater of $25 or 5% of Payment
Over-the-Credit Limit	NONE	NONE	NONE
Returned Payment	$25	$25	$25
Other Fees	$20 application fee refunded if approved.	$20 application fee refunded if approved.	$20 application fee refunded if approved.

How We Will Calculate Your Balance: We use a method called “average daily balance (including new transactions).” The information about the cost of the card described above is accurate as of July 1, 2010. This information may have changed after that date. To find out what may have changed since then or to obtain a copy of the Agreement call 806-371-7792 or 800-749-2274.